Tom A. Ray, Broker

Tom A. Ray is a State Certified General Appraiser with many years or experience in numerous property types. This has proven as a great asset for my clients.
  • 1985 to Present, Owner/operator of Tara Land and Appraisal Company with commercial, farm and ranch, and residential real estate experience, including appraisals for the purposes of lending, litigation, and eminent domain. Appraiser, SRA, Texas Certified, General, Broker
    Dealing in homes (single/two family), ranches, and land., engaged by financial institutions, general agencies, public utilities, individuals, and private companies.
  • 2010 to Present, Member of Bell County Special Commissioner’s Court, appointed
  • 1981-1983, Instructor of various Appraisal Classes, Temple College, Temple, Texas,
  • 1984-1985, Vice-President, Real Estate Department, Peoples National Bank, Belton, Texas,
    Provided input on banking transactions dealing with all real estate, managed Real Estate Department.
  • 1973-1984, First Federal Savings, Temple/Killeen, Texas
    • Manager, Real Estate Department, First Federal Savings,
    • Senior Appraiser and Assistant Vice President; Loan Officer; Staff Appraiser
      Supervised the admission of professional appraisals
      Submitted appraisals in timely manner with recommendations.
      Supervised training of staff appraisers
  • 1977-1983, First Federal Savings, Temple/Killeen, Texas, Loan Officer
    • Provided research on all acquisitions
  • 1975, Bachelor of Arts Degree in Applied Arts and Sciences, Sam Houston State University, Huntsville, Texas, with emphasis on Agriculture and Business
  • 1972, Associates Arts Degree, Applied Arts – Temple Junior College, Temple, Texas
  • State of Texas Certified General Appraiser
  • State of Texas Real Estate Broker
  • Appraisal Institute, SRA designation
  • HUD Certification
  • FHA Certification
  • USDA Certification
Received credit for the following courses/seminars sponsored by:
  • Texas Real Estate Commission
       Real Estate License, 1974-1977
  • Texas Appraisers Licensing and Certification Board
       Certified General Real Estate Appraiser, 1991 thru 2018.
  • The Appraisal Institute
Society for Real Estate Appraisers, Designated Member, 1982 thru Present
  • 1981-1983, Temple College, Temple, Texas
    Taught Appraisal Classes to include instruction on VA, HUD, FNMA, FHA
  • Society of Real Estate Appraisers, (SRA)1982 to Present
  • Society of Real Estate Appraisers, Cen-Tex Chapter #145, President, 1984-1985
  • Society of Real Estate Appraisers, Young Advisory Council, 1982
Cody Coufal

Cody Coufal

Born and raised in Troy, Texas, Cody Coufal grew up part of a farming family and was introduced to the property business at a very young age. After completing his Bachelor’s Degree at Texas A&M University, majoring in Tourism Management, Cody moved back to Central Texas and began his career in Real Estate. Cody currently holds both the Texas Real Estate License and Texas Property & Casualty Insurance License. Cody commitment to his clients is proven through testimonial after testimonial from previous clients on his behalf. Cody is a member of the Temple/Belton Board of Realtors, Bryan/College Station Board of Realtors as well as Lands of Texas.