Tom A. Ray, Broker

Tom A. Ray is a State Certified General Appraiser with many years or experience in numerous property types. This has proven as a great asset for my clients.
  • 1985 to Present, Owner/operator of Tara Land and Appraisal Company with commercial, farm and ranch, and residential real estate experience, including appraisals for the purposes of lending, litigation, and eminent domain. Appraiser, SRA, Texas Certified, General, Broker
    Dealing in homes (single/two family), ranches, and land., engaged by financial institutions, general agencies, public utilities, individuals, and private companies.
  • 2010 to Present, Member of Bell County Special Commissioner’s Court, appointed
  • 1981-1983, Instructor of various Appraisal Classes, Temple College, Temple, Texas,
  • 1984-1985, Vice-President, Real Estate Department, Peoples National Bank, Belton, Texas,
    Provided input on banking transactions dealing with all real estate, managed Real Estate Department.
  • 1973-1984, First Federal Savings, Temple/Killeen, Texas
    • Manager, Real Estate Department, First Federal Savings,
    • Senior Appraiser and Assistant Vice President; Loan Officer; Staff Appraiser
      Supervised the admission of professional appraisals
      Submitted appraisals in timely manner with recommendations.
      Supervised training of staff appraisers
  • 1977-1983, First Federal Savings, Temple/Killeen, Texas, Loan Officer
    • Provided research on all acquisitions
  • 1975, Bachelor of Arts Degree in Applied Arts and Sciences, Sam Houston State University, Huntsville, Texas, with emphasis on Agriculture and Business
  • 1972, Associates Arts Degree, Applied Arts – Temple Junior College, Temple, Texas
  • State of Texas Certified General Appraiser
  • State of Texas Real Estate Broker
  • Appraisal Institute, SRA designation
  • HUD Certification
  • FHA Certification
  • USDA Certification
Received credit for the following courses/seminars sponsored by:
  • Texas Real Estate Commission
       Real Estate License, 1974-1977
  • Texas Appraisers Licensing and Certification Board
       Certified General Real Estate Appraiser, 1991 thru 2018.
  • The Appraisal Institute
Society for Real Estate Appraisers, Designated Member, 1982 thru Present
  • 1981-1983, Temple College, Temple, Texas
    Taught Appraisal Classes to include instruction on VA, HUD, FNMA, FHA
  • Society of Real Estate Appraisers, (SRA)1982 to Present
  • Society of Real Estate Appraisers, Cen-Tex Chapter #145, President, 1984-1985
  • Society of Real Estate Appraisers, Young Advisory Council, 1982
Cody Coufal

Cody Coufal

I was born and raised in Central Texas and attended Texas A&M with a focus
on Tourism & Urban Development. I was able to travel for a few Tourism
Internship opportunities during my time in school. Over the last 8 years, I
have been involved in various professions including: Insurance,
Construction, Real Estate, and Appraising. I am currently a licensed Realtor
and Appraiser Trainee with TARA Land Co. Myself, my wife Kendra, and our 4
children (Caroline, Jagger, Judson, Nolan) call Central Texas home and enjoy
traveling, hanging out with family, and focusing on our businesses in the
greater Bell County area. My primary focus is continuing his education and
experience learning from my Broker/Mentor Tom A. Ray, owner of TARA Land Co.
in both the Real Estate and Appraisal industries. I am expected to become
licensed and certified with the TALCB in the coming months and is currently
working as an Appraiser Trainee with over 200+ reports and almost 2000
experience hours completed.